Actually the article I read a few years ago put security better into a physical book rather than online anywhere. And again there is the threat model. As a retiree, I don’t need a SCIF and a safe with a digital spin lock to keep it in! But with 30+ years of regimentation, I religiously update my passbook every time I change my password. (And it is of course easier to use a pencil.)
But this thread is diverging, back to making contact from a missed call.