Cloud vs. Home (Who do you trust)
It depends on
- your threat model (what things are you trying to defend against?)
- your requirements
Taken in isolation, I think the question is a no-brainer. You would trust “home” rather than “cloud”.
However for my requirements, I would find it difficult to provide the performance and availability at home.
So that leads to a second answer: It is not “either-or”. You can have and use both, carefully considering how things are to be arranged and what the risks are.
This general topic comes up often, so I would make one other observation: Trust is all very well but if you choose “home” but you do not do so in a secure manner then the overall effect may be worse than “cloud”.